Small Business Legal Academy Terms and Conditions 

  1.  These terms apply equally to free trainings / webinars / masterclasses and templates and legal audits and any other free services provided by us (with the exception of terms about payment) and any references to Programme shall be deemed to include such free services.
  2.  Application of terms and conditions


2.1.    These terms and conditions (“Terms”) apply to all materials and resources within the Small Business Legal Academy, the Total Legal Protection programme, the Journey to Total Legal Protection, the 90 Days to Total Legal Protection Programme, the Coaching Fundamentals Programme, the Legal Buddy membership (formerly known as the Savvy Shay Business Club membership), the Legal Audit and all other programmes, memberships, courses and materials related to the Small Business Legal Academy or otherwise provided by Suzanne Dibble or her employees or associates (including template documents) including any AI functionality such as Ask Suzanne or the Legal Answers for UK Small Businesses (“Programme”) as operated by Niche Legal Solutions Limited of 3rd floor 207 Regent Street London W1B 3HH or Suzanne Laird Consultancy Services LLP of 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ (“we” or “us”). By registering to be a participant in/ use our Programme, you agree to the following Terms and that these prevail over any inconsistent terms or conditions contained, or referred to, elsewhere or as implied by law, trade custom, practice or course of dealing. The agreement between us and you, the person or entity registering to be a Participant in the Programme (“you”) and which is subject to these Terms (“Contract”), shall come into effect upon you purchasing the Programme and shall continue until terminated in accordance with these Terms.

2.2.    These Terms should be read in conjunction with our Website Terms of Use, Privacy Policy and Acceptable Use Policy (all of which can be found on our website www.smallbusinesslegalacademy.co.uk or www.suzannedibble.com (“site”)).

2.3.    Any content posted or submitted by you to our site, to any membership platform or to our Small Business Legal Academy Facebook Group or any other of our Facebook groups or community groups in the course of the Programme is subject at all times to the Acceptable Use Policy.

2.4.    Where you are a corporate entity, “you” as used in these Terms shall be deemed to include your officers and employees and you shall procure that such officers and employees fully comply with these Terms.

  1.  Programme

3.1.    The online materials used in the Programme are held on third party secure servers and we have taken all reasonable steps to ensure that the online content will be available at all times during the course of the Programme but in the event that such content (or any content added by you or other participants in the Programme) is not available in whole or in part at any time, or becomes corrupted, is deleted or is failed to be stored, we shall have no liability in any circumstances.

3.2.    You agree to keep user details and your password for the site confidential at all times and to not disclose them to any third party. You must notify us immediately if you become aware of any unauthorised use of your account and you shall indemnify us against all claims, damages, losses, costs or expenses (including professional fees) and any other liability which arises from any unauthorised use of your account.

3.3 The Programme does not in any way constitute legal advice and we are not acting as your solicitors. We are providing training, templates and guidance only. We are not able to provide legal advice as part of the Programme. Unless otherwise expressly stated, the only assistance we can provide with the template documents is technical assistance if the documents won’t download or save or you have problems viewing the videos. 

3.4 The guides and information, template documents, trainings and all other materials provided as part of the Programme have been produced on the basis of English law only and may not be relevant to other legal jurisdictions. We disclaim any and all liability for any reliance and/or use of our AI services.

3.5 In certain circumstances, we may need to change the mode of delivery of the Programme. This means that if the Programme has been advertised as being in person, it may be delivered online and that if the Programme has been advertised as being delivered live, recordings may instead be used where considered necessary and no refunds shall be provided in relation to the same.

3.6 The services provided in our memberships where you have access to Suzanne and other experts is that of legal and business strategy consultancy and training and in no circumstances includes legal advice, tax advice, financial advice or any other kind of regulated activity.

3.7 If the purchase of the Programme includes (whether as a bonus or not) the review of or drafting of any legal documents, this shall not constitute legal advice and (save as to where not permissible by law), we accept no liability in relation to the same. Where we review or draft any legal documents on the basis of questionnaires completed by you, you warrant that all information is accurate, complete and up to date. We shall have no obligation to keep any such documents that we review or draft for you up to date for changes to law, regulation, case law or guidance or for any other matter except where expressly agreed otherwise. In certain circumstances, we may not be able to draft or review a document for you (for example if your business is not based in the UK or is of a type for which we do not have templates) and in this case, if the drafting or review was a bonus or part of a bonus for another purchase, you shall not be entitled to any refund. If the drafting or review was not part of a bonus for another purchase and was a paid for element of the Programme, and we are not able to provide such drafting or review, we will refund you a percentage of the amount paid for the Programme to reflect this.

3.8 For any membership that provides unlimited direct access to Suzanne or any of our other lawyers eg through Whatsapp or text or phonecall, this will be on a fair use basis and we reserve the right to terminate the membership should we reasonably feel that fair use is being exceeded in any way. Included in the Pro Membership level is reviews of certain clauses of legal documents but not a review of whole documents or drafting of legal documents, in which case a separate quote would be provided for such drafting. As part of the Pro membership, we will provide strategic guidance on negotiation but negotiation directly with third parties is not included and for this, hourly rates current at the time would apply.

3.9 If we agree a time for a one to one call (eg on the Legal Audit) and you fail to show up on time for such session, we shall not be obliged to extend or reschedule such session and we shall not be obliged to provide any refund.

3.10 If any service includes a legal review, unless expressly agreed otherwise, this is limited to a review to ensure that our template documents have been completed properly and is in no way legal advice.

  1.  Payment

4.1.    The total price payable for the Programme is as set out on the order form. You may make payment via the methods that are specified on the order form. Where the payments are stated on the order form to be made in installments or are recurring payments, you agree that we may take these payments automatically without any further consent or notice from you.

4.2.    In relation to all orders other than the Legal Buddy membership (formerly known as the Savvy Shay Business Club membership),  if your order is for a specified number of months of membership, we shall email you to notify you of the expiry of the initial term of your membership and if you do not cancel within 7 days of the date of that email, your membership shall renew at the price notified in the email (which will always be at the price specified for renewal when you initially purchased that service or where no price was so specified for renewal at the same price as the initial purchase) for the same specified number of months and we will automatically charge your card for such renewal.

4.3 In relation to Legal Buddy membership (formerly known as the Savvy Shay Business Club membership) that is not a Starter, Solo or Growing membership, you may not serve notice to cancel your membership until a minimum term of 12 months from the date of your initial payment has expired, after which you may terminate on 1 month's notice.  During this initial term, you remain fully committed to paying the monthly membership fee. If your membership is a Starter, Solo or Growing membership, then where this is paid on a monthly basis, the subscription shall renew for a further 12 months unless you advise us of your wish to cancel at least 3 months prior to the expiry of the current subscription. If your membership is a Starter, Solo or Growing membership, then where this is paid on an annual basis, we will email you to advise you of the expiry of the initial term and if you do not want your membership to renew on a further annual basis, you must notify us of this within 7 days of the date of that email. If you fail to do so your Legal Buddy membership shall renew at the same annual price that you paid initially.   In relation to any order (including orders that are not Legal Buddy membership (formerly known as the Savvy Shay Business Club membership)) you will not be provided with any refund for payments that have already been made. You may not rejoin the Legal Buddy membership (formerly known as the Savvy Shay Business Club membership) within 6 months of having cancelled your membership and if you do rejoin after that period of time, you will pay the then current monthly price for the membership.

4.4.    Without prejudice to any other right or remedy that we may have, if any sum payable under these terms is not paid within 7 days of the date due we reserve the right to (i) charge interest on the sum due from the due date for payment at the annual rate of 4% above the base lending rate from time to time of the base rate of the Bank of England accruing on a daily basis and being compounded quarterly until payment is made (whether before or after any court judgment) and you shall pay the interest immediately on our demand; and (ii) suspend the availability of the Programme until such time as payment is made or the Contract is terminated.

4.5.    The total price payable as set out in the summary of key terms is exclusive of Value Added Tax which shall be added at the applicable rate where necessary.

4.6. Where we offer a £1 trial for the first 30 days of membership, you will automatically and without further notice be charged the non offer price as stated on the order form for the free £1 trial on the day falling 30 days after you signed up for the membership and this shall be for a minimum period of 12 months except where you have provided us with written notice of your desire to cancel the membership by emailing support@suzannedibble.com at least 7 days before the expiry of the 30 day trial membership.

4.7. For Pro membership, there is a minimum term of 6 months and then the membership may be cancelled on 30 days' written notice.

4.8. All payments are non-refundable other than as set out in paragraph 7.3 below.

  1.  Our obligations

5.1.    We warrant to you that the Programme and Programme materials purchased from us through our site is of satisfactory quality and reasonably fit for the purpose for which the Programme is supplied.

5.2.    Other than as set out in paragraph 5.1 above, all warranties and representations are excluded to the fullest extent permitted by law. Due to the nature of coaching and mentoring and the fact that your success is dependent on a number of factors over which we have no control, we do not guarantee any particular results.

5.3.    We will endeavour to ensure that all information that we provide is accurate and up-to-date but we shall not be liable for any claims arising from such information being inaccurate or not up-to-date or otherwise.

5.4.    You acknowledge and agree that your personal data will be processed by and on behalf of us as part of us providing the Programme to you in accordance with our Privacy Policy that you can view at www.suzannedibble.com/privacy-policy.

  1.  Intellectual Property

6.1.    We are the owner or the licensee of all Intellectual Property Rights and all other rights in the Programme and all content within the Programme and nothing in these Terms or otherwise shall operate to transfer the ownership of the Intellectual Property Rights in the Programme or the content of the Programme to you or to any other person.

6.2.    You may not at any time copy, reproduce, publish in any form, share, sell, dispose of or otherwise make available to a third party in any way any of the content or materials contained in the Programme.

6.3.    We grant to you a limited, non-exclusive, non-transferable, non-sub licensable revocable licence to use all or any of the content of the Programme for the purposes for which the Programme were provided only for the duration of your membership. For the avoidance of doubt, this means that you must not use any of the content of the Programme, including any of our template legal documents (including those that you have personalised whilst you have been a member) when you are no longer a member and you must obtain other legal protection in its place.

6.4.    Except as set out in paragraph 6.3, you may not use any of our intellectual property rights at any time except where duly licensed. Use of our logo is strictly prohibited without our prior written consent.

6.5.    You may not without our prior written consent make any audio or visual recordings of any part of our Programme.

6.6.    We may from time to time record the Programme being delivered during your attendance.  You authorise us to use your image and voice in any such recordings without payment, other condition or need for further consent.

6.7.    You acknowledge that certain information contained in the Programme is already in the public domain.

6.8.    You are not permitted to sell or promote products or services to other participants in the Programme at or during any part of our Programme without our prior written permission.

6.9.    The provisions of this paragraph 6 shall survive termination of the Contract.

  1.  Term and termination

7.1.    The Contract shall continue until your membership expires, other than for the Terms that are specifically stated to remain in force which will survive termination of the Contract.

7.2.    Subject to any minimum term when you  may not cancel during that period, you may terminate your membership and the Contract by emailing us at support@suzannedibble.com. Subject to paragraph 7.3 below, no refunds will be provided. Where you have set up recurring payments, it is your responsibility to terminate these payments. Note if you have a payment plan, all amounts owing shall still be due. 

7.3 You may terminate your membership and the Contract and request a full refund of any amount paid by you for the Programme if you email us at support@suzannedibble.com prior to the date falling 30 days after (or such other period as has been stated on the sales page in relation to any offer) the date of your initial payment clearly stating your wish to terminate and explaining why you believe the Programme hasn't enabled you to meet its stated objectives. If we agree (acting reasonably) that the Programme hasn't enabled you to meet its stated objectives because of defects in the Programme (rather than due to your actions, inactions or personal attributes) we will provide you with a full refund.

7.4.    Notwithstanding the provisions of paragraph 7.1 or 7.2, either of us may terminate the Contract on written notice to the other with immediate effect if at any time, without any obligation on us to provide any refund or any other liability:

7.4.1.    The other commits any serious or repeated breach or non-observance of any of the provisions of these Terms; or

7.4.2.    The other (i) makes a resolution for its winding up, (ii) makes an arrangement or composition with its creditors, (iii) makes an application to a court of competent jurisdiction for protection from its creditors, (iv) is unable to pay its debts, (v) ceases trading or an administration or winding-up order is made or an administrator or receiver is appointed in relation to such party, (vi) is declared bankrupt or (vii) is convicted of a custodial offence (other than a road traffic offence); or

We may terminate the Contract immediately if you commit any fraud or dishonesty or act in any manner which in our opinion likely to bring us into disrepute or is materially adverse to our interests or is in our opinion disturbing the smooth running of the Programme if you are in our opinion not behaving in a professional manner.

7.5.    On or before the date of termination of the Contract, you shall immediately pay any unpaid fees or other sums payable under these Terms (which for the avoidance of doubt shall include any remaining instalments regardless of the point at which the Contract is terminated).

7.6.    Termination of this agreement shall not affect either of our accrued rights, remedies, obligations and liabilities of either of us as at the date of termination of this Contract, including the right to claim damages in respect of any breach of the Contract which existed at or before the date of termination.

7.7.    Any delay by us in exercising our right to terminate the Contract shall not constitute a waiver of our right to terminate or to seek any other remedy.

7.8.    Paragraphs which expressly or by implication have effect after termination of the Contract shall continue in full force and effect after the date of termination of the Contract.

7.9.    This paragraph 7 shall survive termination of the Contract.

7.10.    Where the Contract expires, this shall be treated as a termination for the purposes of all paragraphs that refer to “termination”.

  1.  Liability

8.1.    We shall not be liable for any loss of profits, loss of business, depletion of goodwill and/or similar losses, loss of anticipated savings, loss of goods, loss of contract, loss of corruption of data or information or any special, indirect, consequential or pure economic loss, costs, damages, charges or expenses suffered or incurred by the you as a result of you entering into the Contract and/or us providing the Programme.

8.2.    Our total liability in contract, tort (including negligence or breach of statutory duty), misrepresentation, restitution or otherwise arising in connection with the performance or contemplated performance of the Contract shall in all circumstances be limited to the price paid by you for the Programme.

8.3.    If we are prevented from or delayed in performing our obligations by your act or omission or by any circumstance outside of our control (including the ill health of Suzanne Dibble or any of her employees or associates), we shall not be liable to you for any costs, charges or losses sustained or incurred by you that arise directly or indirectly from such prevention or delay.

8.4.    We shall not be not liable for additional costs incurred by you or for any other liability as a result of changes in (i) the Programme, (ii) any other content, (iii) the mode of delivery of the Programme (iv) the location of venues, (v) the time and date of sessions or (vi) trainers, instructors or coaches.

8.5 We shall not be liable under any circumstances for the guidance provided by guest experts or associates as part of the Programme and any claim in relation to any such guidance provided by such guest experts or associates must be made directly against the relevant guest expert or associate.

8.6 We shall in no circumstances be liable (whether in contract, tort or otherwise) for any liability whatsoever suffered by you as a result of reliance on or use of any part of our services that includes AI including without limitation Searchie Suzanne and Ask Suzanne.

8.6.    Nothing in this paragraph 8 or elsewhere in these terms shall limit our liability for death or personal injury caused by our negligence or for our fraud or fraudulent misrepresentation or for any matter for which it would be illegal for us to exclude, or attempt to exclude, our liability.

8.7.    The provisions of this paragraph 8 shall survive termination of the Contract.

8.8.    You acknowledge and agree that:

8.8.1.    The Contract constitutes the entire agreement and understanding between us and supersedes any previous arrangement, understanding or agreement between us relating to the provision of the Programme (which shall be deemed to have been terminated by mutual consent);

8.8.2.    in entering into the Contract you have not relied on any undertaking, promise, assurance, statement, representation, warranty or understanding (whether in writing or not) of any person (whether party to the Contract or not) relating to the provision of the Programme other than as expressly set out in the Contract.

8.9 We accept no liability whatsoever in any circumstances for any answers or guidance provided by our AI tools.

8.10 Where we state that something is sold with "lifetime access" this means that you have access to the product or services for so long as we are selling them in the form that you purchased them. If we withdraw the product or service or make alterations to it, we will not be liable to provide any refunds for "lifetime access" in any circumstances.

  1.  General

9.1.    By registering for our Programme you warrant that:

9.1.1.    You are legally capable of entering into binding contracts; and
9.1.2.    You are at least 18 years old; and
9.1.3.    That all information you provide us with is materially true and accurate at all times and not misleading in any way.

9.2.    You accept that communication with us will be mainly electronic.  We will contact you by e-mail or provide you with information by posting notices on our site.  You agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing.  This condition does not affect your statutory rights.

9.3.    We may vary these Terms (other than the price payable by you for the Programme) as we see fit from time to time and your continued use of the Programme shall indicate your acceptance of such terms.

9.4.    The Contract is personal to you and you may not assign, transfer, charge, subcontract, sub-license or deal in any other manner with all or any of your rights under the Contract.

9.5.    We may transfer, assign, charge, sub-contract or otherwise dispose of a Contract, or any of our rights or obligations arising under it, at any time during the term of the Contract.

9.6.    If we fail to insist upon strict performance of any of your obligations under the Contract, or if we fail to exercise any of the rights or remedies to which we are entitled under the Contract, this shall not constitute a waiver of such rights or remedies and shall not relieve you from compliance with such obligations. A waiver by us of any default shall not constitute a waiver of any subsequent default. No waiver by us of any of these Terms shall be effective unless it is expressly stated to be a waiver and is in writing.

9.7.    If any of these Terms are determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining terms, conditions and provisions which will continue to be valid to the fullest extent permitted by law.

9.8.    A person who is not a party to the Contract shall not have any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of the Contract.

9.9.    The rights of the parties to terminate, rescind or agree any variation, waiver or settlement under the Contract are not subject to the consent of any person that is not a party to the Contract.

9.10.    The Contract and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with English law.

9.11.    We each irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with the Contract or its subject matter or formation (including non-contractual disputes or claims).

9.12.    Unless the context otherwise requires, a reference to one gender shall include a reference to the other gender.